Many think their basic insurance is enough, but is it really? Let’s imagine you are sued and need to pay for your legal defense; or, worse yet, sued, found liable, and need to pay damages. When your basic liability limits have been exhausted or the claim is excluded from the basic liability coverage, you are then responsible for the remaining amount. If you do not have the money to pay, your assets are exposed – and that can include your car, investments and retirement accounts, checking and savings accounts, and even future income.
Thankfully, an umbrella policy will provide additional coverage to protect yourself and your assets above the limits of your basic policies. At WestStar Insurance, we offer a worldwide policy, which can protect you against loss both locally and worldwide.
If you'd like more information about personal umbrella insurance, please contact us online or call us at (915) 747-1038.