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Personal Checking Comparison

Use our personal checking account comparison chart below to quickly see side-by-side features of our personal checking accounts.


Account Available For
Individuals
Individuals
Individuals 55 and over
Minimum To Open
$200.00
$250.00
$100.00
Does It Earn Interest?
No
Yes, when daily collected balance exceeds $3000
Yes, when daily collected balance exceeds $1500
Monthly Fee*
$8.00
$17.50
$17.50 
Cash Back
Yes. After completing 15 POS transactions, receive $.05 cash back for each POS transaction thereafter, with no limit.
No
No
Balance to Avoid Monthly Fee
Average monthly collected balance greater than $3,000. See account details for other options to reduce fee.
Minimum daily balance of $1500 or average monthly collected balance
of $3,000.
Minimum daily balance of $750
or average monthly collected balance
of $1,500.
Transaction Fees
No
No
No 
ATM Card
Yes
Yes
Yes
MasterCard
Check Card
Yes
Yes
Yes
Free Online NetBanking
Yes
Yes
Yes 
Free 24 Hour Bank-by-Phone
Yes
Yes
Yes
Free E-Statements
Yes
Yes
Yes
Other Features
Earn $2 cash-back for
E-Statements,
$3 cash-
back with a monthly
direct deposit (minimum
$100),
$3 cash-back with
a minimum of 15 point-
of-sale debit card
purchases.
Free personalized
checks (2 boxes
per year), Cashiers’
Checks, Travelers
Cheques, and stop
payment requests.
Free personalized
checks (2 boxes
per year), Cashiers’
Checks, Travelers
Cheques, and stop
payment requests.
 
*Fees may be subject to state and local taxes, which vary by location. 


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