CDs & IRAs

If you are interested in opening a Certificate of Deposit (CD) or any of our IRA accounts, please visit one of our branch locations most convenient to you.


With a minimum deposit of $2,500, a CD offers a competitive fixed rate, a fixed term of investment, plus a guaranteed return of your principal. The rate of interest is set at the time of issue and is dependent upon the amount and maturity of the CD. Deposits of less than $10,000 will only be issued for maturities of one year or more. Early withdrawal penalties apply*. 

Minimum Opening Balance: $2,500

IRA Accounts, Qualified Retirement Plans, and CESAs

It’s never too late to plan for your retirement. We can help you do just that with fixed- or variable-rate IRAs, rollover accounts, Roth IRAs, Coverdell Education Savings, Qualified Retirement Plans, and SEPs. Additional contributions may be made at any time to variable rate IRAs. Please contact us for details about any of our investment accounts. Early withdrawal penalties apply*. 

Minimum Opening Balance: $200

*Early Withdrawal Penalties: Withdrawal of funds from a Certificate of Deposit prior to maturity may result in a maximum penalty which will be disclosed in writing at the time of investment.