From our Youth Savings account to our WestStar Money Market account, WestStar Bank is sure to have the personal savings account right for you. Use our personal savings account comparison chart to find the one that best fits your individual personal needs or contact us today to find out which one is right for you.
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There will be a $25.00 fee for accounts closed within 90 days of opening.
Fees may be subject to state and local taxes, which vary by location.


Simply Savings

WestStar Bank Simply Savings is an interest bearing account with a low opening deposit. In addition to a competitive interest rate, you’ll receive two free withdrawals per month1 and quarterly statements.

  • Minimum Opening Balance: $100
  • Minimum Balance to Avoid Service Charge: $3002
  • Monthly Service Fee if Balance Falls Below Minimum: $5
  • Interest Bearing: Compounded daily and paid monthly.

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Youth Savings

Our Youth Savings account provides the same features as our Simply Savings and is available to children under the age of 18 with a parent who has an existing account with us.

  • Minimum Opening Balance: $50
  • Minimum Balance to Avoid Service Charge: $502
  • Monthly Service Fee if Balance Falls Below Minimum: $5

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Money Market Savings

With a Money Market Savings account from WestStar Bank, you’ll enjoy competitive interest rates without tying up your company’s money for a set amount of time. In addition to tiered interest rates, this account includes free NetBanking, an ATM card, and six checks or pre-authorized transfers per month1 .

  • Minimum Opening Balance: $100
  • Minimum Balance to Avoid Service Charge: $1,0002
  • Monthly Service Charge: $10
  • Interest Bearing: Paid monthly on the daily collected balance.

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WestStar Money Market 

Offering the same basic features as our Money Market account, our WestStar Money Market earns a premium rate of interest. This account must be accompanied by a Preferred or Gold checking account. In addition to tiered interest rates, this account includes free NetBanking, an ATM card, and six checks or pre-authorized transfers per month1 .

  • Minimum Opening Balance: $50,000
  • Minimum Balance to Avoid Service Charge: $50,0002
  • Monthly Service Charge: $15
  • Interest Bearing: Paid monthly on the daily collected balance.

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(1) Transfers from a Simply Savings, Youth Savings, or Money Market Savings to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties are limited to six posted transactions per month. Withdrawals at ATMs, and in person, are not subject to federal limits.
-Simply Savings and Youth Savings: A $4.00 withdrawal fee will be assessed for each withdrawal in excess of the monthly limit of two withdrawals
-Money Market Savings: A $10.00 withdrawal fee will be assessed for each withdrawal in excess of the monthly limit of six withdrawals.
(2) The monthly service fee is waived if an average monthly collected balance is maintained. Balances are tiered by account type. Simply Savings: The monthly service fee is waived if an average monthly collected balance of $300 or more is maintained. Youth Savings: The monthly service fee is waived if an average monthly collected balance of $50 or more is maintained. Money Market Savings: The monthly service fee is waived if an average monthly collected balance of $1000 or more is maintained. WestStar Bank Money Market: The monthly service fee is waived if an average monthly collected balance of $50,000 or more is maintained.