Credit Card

Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.
 

Business Card: Standard 

Features
  • No annual fee.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.
 
Benefits
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
 
Fees
Other fees may be charged, these fees are listed on the downloadable application. 
 

Business Card: Preferred Points Rewards

Features
  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.
 
Benefits
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
 
Fees
Other fees may be charged, these fees are listed on the downloadable application. 
 

To Apply Now

  1. Download the PDF of the application.
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any of our branch locations.
  3. Supporting documents vary depending on the type of business you have. See chart below.
  4. Fax your completed application to the Card Service Center at 877-809-9162.
 
Or, mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
 
SUPPORTING DOCUMENTS

Sole
Proprietor
Partnership
Private
Corp.
Public
Corp.
Non-Profit
Application
X X X X X
Organizational
Papers
X
X
X
X
X
Borrowing
Resolution

X X X X
Financial
Statements

X X X X
Personal
Guaranty
X X X

Personal Tax
Return
X X X

1 Please see application for information about current APRs and fees.