Choose from several business checking accounts, each tailored for different transaction volumes and business sizes. Use our business checking account comparison chart to find the one that best fits your business needs or contact us today to find out which one is right for you.
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There will be a $25.00 fee for accounts closed within 90 days of opening.
We reserve the right to analyze any commercial account.
Fees may be subject to state and local taxes, which vary by location.


The Small Business Account

The Small Business Account is designed to meet the needs of our business customers with lower account activity levels. Packed with all our basic business checking account features, you’ll also receive Bill Pay at no charge, and no fees for your first 100 combined debits, credits, and checks deposited each month*.

  • Minimum Opening Balance: $250
  • Monthly Service Charge: $20. $15 if enrolled in E-Statements. 
  • Minimum Balance to Avoid Service Charge: $5,000***

*$.50 per debit or item credited over 100 per month. 
**The monthly service fee is waived if an average monthly collected balance of $5,000 or more is maintained.

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The Commercial Account

If your level of business demands higher activity levels, and you’d like the benefits of analysis earnings credits2, the Commercial Account from WestStar Bank is perfect for you. Enjoy all our basic business checking account features, plus you’ll receive free Bill Pay and the ability to combine multiple account relationships for analysis.

  • Minimum Opening Balance: $500
  • Monthly Service Charge: Analysis Earnings credits2 applied to service charges. Accounts will be analyzed for monthly activity, float and actual services used. Accounts with expenses not offset by an earnings credit will be charged on a monthly basis.

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The Commercial NOW Account

If you’re a sole proprietor, sole practitioner, or non-profit organization needing unlimited transactions plus the capability of earning interest1, our Commercial NOW Account is the account for you. Enjoy all our basic business checking account features, plus free Bill Pay and free check images with your statement.

  • Minimum Opening Balance: $250
  • Earn Interest: Interest earned on daily balances exceeding $3,000. 
  • Monthly Service Charge: Accounts are analyzed for monthly activity, float, and actual services used and will be charged on a monthly basis.

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Non-Profit Simply Checking

Our Non-Profit Simply Checking account is ideal for non-profit organizations that don’t need more than ten withdrawals per month. Enjoy all our basic business checking account features, plus 10 free withdrawals per month4 and free Bill Pay.

  • Minimum Opening Balance: $250 
  • Monthly Service Charge: $5
  • Minimum Balance to Avoid Service Charge: $500*
*The monthly service fee of $5 is waived if a minimum monthly balance of $500 or more is maintained. 

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(1) If the collected balance exceeds $3,000 on any given day, the account will automatically earn interest for that day. Rates vary depending on tiered balances.
(2) Accounts will be analyzed for monthly activity, float, and actual services used. Accounts with expenses not offset by an earnings credit will be charged on a monthly basis. Analysis earnings credits are calculated on average collected account balance.
(3) Cost based on account analysis.
(4) The first ten (10) checks, withdrawals, or pre-authorized transfers paid per month at no charge. A $.50 charge will be assessed for each withdrawal in excess of the first ten (10) per month regardless of the balance in the account.