Checking

Choose from several business checking accounts, each tailored for different transaction volumes and business sizes. Use our business checking account comparison chart to find the one that best fits your business needs or contact us today to find out which one is right for you.
 
If you are interested in opening a checking account with us, please visit one of our branch locations most convenient to you.
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There will be a $25.00 fee for accounts closed within 90 days of opening. Fees may be subject to state and local taxes, which vary by location. We reserve the right to analyze any commercial account.

Business Account

The Business Account is designed to meet the needs of our business customers with low to medium account activity levels. Packed with all our basic business checking account features, plus no fees for your first 200 combined debits, credits, and checks deposited each month*, and no charge for ACH, POS transactions, and RDC credits.

  • Minimum Opening Balance: $250
  • Monthly Service Charge: 
    • $20/mo.; or,
    • $15/mo. with E-Statement enrollment.
  • Minimum Balance to Avoid Service Charge: 
    • Monthly average collected balance of $5,000; or,
    • Combined monthly business account balances over $10,0001.

*$.50 per debit or item credited over 200 per month.

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Commercial Account

If your level of business demands higher activity levels, the Commercial Account is perfect for you. Enjoy all our basic business checking account features, plus the ability to offset your monthly service fee with analysis earnings credit.

  • Minimum Opening Balance: $500
  • Monthly Service Charge: Analysis earnings credits2 applied to service charges. Accounts will be analyzed for monthly activity, float and actual services used. Accounts with expenses not offset by an earnings credit will be charged on a monthly basis.

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Non-Profit Simply Checking

Our Non-Profit Simply Checking account is ideal for non-profit organizations that don’t need more than ten withdrawals per month. Enjoy all our basic business checking account features, plus 10 free withdrawals per month3 and free bill pay.

  • Minimum Opening Balance: $250
  • Monthly Service Charge: $5
  • Minimum Balance to Avoid Service Charge: $500*

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(1) The monthly service fee is waived if a minimum monthly average collected balance of $5,000 is maintained; or if a combined monthly Business account balance greater than $10,000 is maintained. Eligible accounts include business checking, savings, and CDs of which the client is the primary account holder. For each statement cycle, the following balances are added together to determine the combined balance: The monthly average collected balance in the Business account and in each business checking and savings account; and, the current balance in each business CD as of the end of the Business account statement cycle.

(2) Accounts will be analyzed for monthly activity, float, and actual services used. Accounts with expenses not offset by an earnings credit will be charged on a monthly basis. Analysis earnings credits are calculated on average collected account balance.

(3) The monthly service fee is waived is a minimum monthly average collected balance of $500 is maintained.

(4) The first ten (10) checks, withdrawals, or pre-authorized transfers paid per month at no charge. A $.50 charge will be assessed for each withdrawal in excess of the first ten (10) per month regardless of the balance in the account.

(5) Cellular carrier message rates and data rates may apply.