Executive Management

Mr. Francis served on the Board of Regents for Texas Tech University System (2003 - 2019) and served two terms as Chairman; and the past-Chairman of the El Paso Chamber Foundation. He served on the Executive Committee for the Texas Hospital Trustees, the board of Western Refining, Inc. (NYSE:WNR), the Community Depository Institutions Advisory Council of the Federal Reserve Bank of Dallas and the Community Bankers Council of the American Bankers Association. Mr. Francis served as president of Area 5 (Rocky Mountain States) Boy Scouts of America, the Young Presidents Organization, the Yucca Council Boy Scouts of America, the Sunturians, and Crime Stoppers of El Paso. Mr. Francis has been active with the Business Advisory Council at the El Paso Community College, the Rotary Club of El Paso, the Better Business Bureau, the Borderplex Alliance, Greater El Paso Chamber of Commerce, and the Texas Business Leadership Council. 

In 1996, Mr. Francis was honored as a “Silver Beaver” by the Boy Scouts of America and, in 2001, received the Dean’s Distinguished Service Award from the Texas Tech University Health Sciences Center. In 2005, he was named “Outstanding Ex” by Coronado High School and “Distinguished Alumni” by the Jerry S. Rawls College of Business at Texas Tech University in 2008. In 2007, Rick and his wife, Ginger, were named El Paso’s “Philanthropists of the Year” by the Association of Fundraising Professionals. In 2009, he was named “El Pasoan of the Year” by El Paso Inc., in 2010 inducted into the El Paso Business Hall of Fame, and in 2020, inducted into the El Paso County Hall of Honor by the El Paso County Historical Society.

He is a graduate of Texas Tech University (BBA Finance), the Texas Tech School of Banking, and the Southwestern Graduate School of Banking conducted at Southern Methodist University. Mr. Francis is a graduate of Texas Tech University (BBA Finance), the Texas Tech School of Banking, and the Southwestern Graduate School of Banking conducted at Southern Methodist University. Mr. Francis has been a Director of WestStar Bank since 1996.

David Osborn served as President and Chief Operating Officer of WestStar from January 2016 until his promotion to Chief Executive Officer in January 2022. WestStar is the region's premier financial services company, servicing the Borderplex area (El Paso, TX; Las Cruces, NM; and Northern Mexico) with more than $3.1 billion in assets. David joined WestStar Bank (then Bank of the West) in 2000.

David has 43 years of experience in commercial banking. Prior to joining WestStar, David worked for JP Morgan Chase for 10 years, where he served a number of roles, including Executive Vice President, Private Banking and Commercial Lending. He began his banking career in 1983 at State National Bank (El Paso, TX) as a Credit Analyst, rising to Vice President, Real Estate Lending, before joining JP Morgan Chase in 1990.

David is currently a Member of the Finance Commission of Texas and a Member of the Board of Directors for the American Bankers Association (ABA). He is the past Chairman and current Board Member at Las Palmas Del Sol Healthcare (HCA). He serves as Chairman of the Board for The Borderplex Alliance, serves as a Board Member for the Cardwell Foundation, and is on the Advisory Council for the Texas Tech Rawls College of Business "Excellence in Banking" program. David is a past Chairman and past Board Member of the Texas Banker's Association. He is also a past Trustee and past Member of the Executive Committee at McMurry University in Abilene, Texas. He was inducted in the El Paso Business Hall of Fame in 2022. David was honored with the 2024 Chaney-Shallenberger Lifetime Award form the El Paso Association of Builders. His past involvement with the El Paso Chamber includes Chairman of the Board (2009), and board member from 2000 through 2016. Additionally, he was Chairman of Paso del Norte Health Foundation and Vice Chairman of the Board for El Paso County Hospital District. David is also a Leadership El Paso (Class 11) alumnus.

David received his Bachelor of Business Administration from McMurry University and is a graduate of Southwestern Graduate School of Banking at Southern Methodist University, where he received the Recognition of Leadership honor.

Yolanda Garcia joined WestStar in June 2016. In her role, she leads a team focused on client experience strategies through various channels including Retail Banking, the Operations Center, Marketing, and Facilities.

Yolanda has 42 years of banking experience, including Area President for a national bank leading teams in El Paso and Southern New Mexico.

She is passionate about financial literacy, and has served for several years on the board of Junior Achievement of the Desert Southwest. Yolanda served as board member of the Greater El Paso Chamber of Commerce, Project Arriba, and Borderplex Alliance. She is a member of Cristo Rey Catholic church and involved in the choir.

A proud University of Texas at El Paso graduate, she holds a Bachelor of Business Administration degree in Accounting.

Jerry Harris joined WestStar's commercial lending team in 2000 as a Senior Vice President. In 2016, Jerry took on the additional role as Deputy Chief Credit Officer and was subsequently promoted to Chief Credit Officer in January 2017. In addition to monitoring credit risk, loan concentrations, and adherence to regulatory and bank policies, Jerry also has direct oversight and responsibility for the bank's Credit Risk Department as well as the bank’s Credit Analysts.

Jerry recently completed his 40th year in banking, all of which have been in the El Paso community. Outside of his professional role with the bank, he is actively involved with the community and serves on several Boards and community groups. Jerry is currently a member of the Board of Ronald McDonald House Charities of El Paso, Inc. and El Paso Sunrise Rotary Club.  In the fall, Jerry can be found on the sideline as a NCAA Division I FBS football official.

Jerry is a Leadership El Paso (Class XXV) alumnus; has previously served as a lay member of the Texas State Bar Association's Grievance Committee; an American Red Cross El Paso Chapter board member; past President of the Southwest Football Official Association of El Paso; a board member for the El Paso Lighthouse for the Blind and the El Paso Zoological Society.

Jerry is a graduate of Texas Tech University from which he received Bachelor of Business Administration degrees in Finance and Management.

Liliana Miranda serves as Chief Commercial Banking Officer for WestStar, a premier financial services company in the Borderplex area (El Paso, TX; Las Cruces, NM; and Northern Mexico) with more than $3 billion in assets. Liliana is responsible for leading the commercial lending team, credit, treasury management, loan operations and oversees our Title company subsidiary.

 

Liliana has been in banking for 28 years and served in several senior roles within the bank, including Chief Risk Officer, where she was responsible for overseeing the governance and strategy for risk management and compliance, including the development and implementation of risk management measures throughout the bank. She also has served as Senior Vice President and Auditor, in which she was responsible for overseeing and providing direction over the internal audit, loan review, and compliance functions. Before joining WestStar (then Bank of the West) in 2002, Liliana was a Senior Auditor for the “Big Four” accounting firm, KPMG.

 

Liliana is involved with various industry and community organizations such as the Amigo Airsho Executive Board, Governing Board Member of The Hospitals of Providence East Campus, Texas Bankers Association, ProSight Financial Association, Downtown Management District, and Borderplex Community Capital. She is also a past president of the Texas Chapter of RMA, Hospice of El Paso Board of Directors, and St. Raphael Catholic School.

 

Liliana has a Bachelor of Business Administration in Accounting from the University of Texas at El Paso and is a Certified Public Accountant in Texas; she is also a graduate of the Southwestern Graduate School of Banking at Southern Methodist University and received the Recognition of Leadership honor.