FiveStar Checking is designed for those who expect more from their bank - more access, more flexibility, and more thoughtful service. It is not simply about managing money. It is about giving you the ability to move, protect, and grow it with confidence.
At WestStar, we believe your banking experience should match the level at which you operate.
Banking That Moves at Your Pace
Time is valuable. Access matters.
FiveStar Checking is structured to support how you actually use your money—whether that means handling larger transactions, moving funds quickly, or maintaining visibility across your financial picture.
With higher daily limits and enhanced digital capabilities, you are not slowed down by your bank. You are supported by it.
Built Around Your Relationship
This is not a one-size-fits-all account.
FiveStar Checking rewards clients who maintain stronger balances by delivering a more refined experience, one that includes both practical advantages and long-term financial opportunities.
From the moment you open your account, your relationship with WestStar expands beyond checking.
More Than Checking: A Smarter Way to Grow
With FiveStar Checking, you gain access to the FiveStar Money Market Savings Account, a companion account designed to help your balances work harder.
This pairing allows you to
- Maintain liquidity for daily needs
- Earn higher rates on excess funds
- Manage both seamlessly within Digital Banking
- It is a structure built for efficiency, not compromise
Expanded Limits Include
- ATM Withdrawals: Up to $1,020 daily
- Point-of-Sale Transactions: Up to $10,000 daily
- Zelle® Transfers:
- $3,500 per transfer
- $7,000 daily
- $25,000 monthly
External Transfers
- $30,000 per transfer
- $60,000 daily
- $750,000 monthly
Mobile Deposit
- $100,000 daily
- $200,000 monthly
Everyday Value, Delivered Consistently
FiveStar Checking is structured to provide real, ongoing benefits, not temporary incentives.
- Cash-back opportunities tied to everyday activity
- Complimentary credit score monitoring within Digital Banking
- Elevated debit card and check design that reflects a modern banking experience
Access to Wealth Expertise
Your banking relationship should extend beyond transactions.
With FiveStar Checking, you receive:
- A complimentary consultation with a WestStar Wealth Management Advisor
- 10% off the Wealth Builder Self-Guided platform
Whether you are actively investing or planning your next move, you have direct access to experienced guidance.
Designed for How You Live
FiveStar Checking is ideal for individuals who:
- Maintain higher balances and expect their bank to recognize it
- Need flexibility to move funds efficiently
- Value both digital convenience and local expertise
- Are you looking to align everyday banking with long-term financial strategy
Local. Relationship-Driven. Built for You.
At WestStar, decisions are made locally. Your deposits stay in the community. Your relationship matters.
FiveStar Checking reflects that philosophy, structured for clients who want a more direct, responsive banking experience.
Take the Next Step
A better banking experience starts with a conversation.
Visit a branch, call, 915.532.1000 (El Paso) or 575.323.6040 (Las Cruces) to learn more about FiveStar Checking and the FiveStar Money Market Savings account.
